If you are involved in an automobile accident and are injured you probably have some questions about how are you going to recover and how are you going to pay your bills while you recover from your injuries.
Generally, your medical bills are paid by your automobile insurance company under the Personal Injury Protection (PIP) provided under your policy. PIP as its commonly referred to provides, under most policies, for payment of all medical bills up to a maximum except for a $250.00 deductible and a 20% co-pay.
So, your hospital bills and the bills of other physicians who treat you will be paid. You must however report your accident to your insurance company as soon as possible after your accident because your insurance company can deny a claim if it is not submitted in a timely manner. Automobile insurance carriers also review medical bills and necessity for treatment which may impact your care. It is important that your doctor’s office keep in communication with the insurance adjuster handling your case so there are no delay or denial of payment. If an insurance carrier improperly denies payment of a bill, an attorney can file an action to have the bill paid.
For a free consultation on your case, please call (973) 481-4364.