NJAccident.com | New Jersey Accident Attorney | Abogado | Advogado How Do I Get My Medical Bills Paid What is A Third Party Case?
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How Do I Get My Medical Bills Paid

Medical bills can pile up after an accident. How do you get your medical bills paid? That is one of the top questions asked by an accident victim.

There are different medical benefits available to you depending on the type of accident in New Jersey.

What is A Third Party Case?

A Third Party case is a case against a third party. Ok, that wasn’t very helpful. Let us try again.

Third Party cases exist when an employee (The First Party) is injured in the course of their employment and have a negligence claim against another person or company (the Third Party) who is not their employer (the Second Party).

Fall Down Accidents You are walking on a sidewalk, all of the sudden you find yourself falling and you try to stop your fall but the next thing you know you are on the ground. You try to move but the pain from your fractured wrist is overpowering. A stranger asks you, “Are you ok” You say, “Yes”, but really mean “No” but the pain and the shock

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What To Do If Involved in Uber or Lyft Accident

The convenience of using an App on your smartphone to call for a taxi ride with companies like Uber and Lyft has increased the number of individuals opting to use these ride-sharing car services.  There is a difference between a traditional Taxi Company insurance policy and a Ridesharing insurance policy.

A traditional Taxi Company in most cases has liability insurance for its vehicles.  These policies vary in the amount of insurance coverage provided.  Some policies cover for injuries, medical expenses and other losses caused by an accident.  These insurance limits vary however depending on the Taxi Company.

Earlier this year, the New Jersey Legislature passed a law entitled the Transportation Network Company Safety and Regulatory Act which governs ridesharing car services like Uber and Lyft.    In many ways but not all, you are provided better insurance in a ridesharing car service that is complying with the new ridesharing law.  Full Story

Sixty-one children are hit by automobiles every day in the United States

Many local schools will be open next week. According to a study by the Safe Kids, sixty-one children are hit by automobiles every day in the United States most often during the hours before and after school.  It is not a coincidence that children being hit by automobiles peaks in September.  September is the first month of a new school year.

The Safe Kids organization has some tips for Parents and Children walking to school:  Full Story

Uber Offers More Insurance Protection Except for The Driver

The New Jersey Legislature passed a law earlier this year which required that rideshare services like Uber provide automobile insurance as follows:

(1)   primary automobile liability insurance in the amount of at least $1,500,000 for death, bodily injury, and property damage;

(2)   primary automobile insurance for medical payments benefits in an amount of at least $10,000 per person per incident, which shall only apply to and provide coverage for the benefit of the transportation network company driver; and  Full Story

What Are Your Options in NJ Auto Insurance?

When New Jersey drivers go to their local agent and/or go online to purchase car insurance, the options can be confusing and balancing the amount of coverage and options and paying for those options can often lead to poor decisions being made.  Many times a small increase in a insurance premium will provide much better coverage.  Let’s review some of those options.

The first decision that needs to be made is whether you want to select the “limitation on lawsuit” also known as the “verbal threshold”.  Selecting the “limitation on lawsuit” or “verbal threshold” will limit your right to sue another individual unless you have sustained a permanent injury based on objective evidence.   Full Story

 
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Injury Articles

Top Headline

If you are involved in an car accident in New Jersey, you must be prepared to act properly to avoid getting in trouble.

 

On occasion an insurance company will raise the Intoxication Defense (NJSA 34:15-7) to prevent an injured worker from receiving workers compensation benefits.

 

Most drivers in New Jersey are unaware of whether they have selected a Verbal Threshold or a No Threshold option on their insurance policy.

What is a Verbal Threshold or No Threshold? Verbal Threshold limits your right to sue if you are injured in an automobile accident. No Threshold provides that you have no limitation on your right to sue if you are injured in an automobile accident.

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