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Dodge Rams Pose Danger Of Roll Away Recalled

Fiat Chrysler the makers of Dodge vehicle is voluntarily recalling an estimated 1.48 million trucks in the U.S. to help prevent occupants from inadvertently moving the vehicles’ gear-shifters out of the “park” position which would cause the vehicle to roll and potentially injure and/or kill drivers or pedestrians.

The recall is limited to vehicles equipped with shifters mounted on their steering columns. Those with rotary-dial shifters or floor-mounted shifters are unaffected.

A Fiat Chrysler review of field data led to the discovery that Brake Transmission Shift Interlock (BTSI) may not function properly if subject to specific high-temperature conditions for prolonged periods. The conditions are consistent with those that occur when there is protracted brake-pedal application while a vehicle is idling in park.

If Brake Transmission Shift Interlock becomes disabled, a vehicle’s shifter may be moved out of park without brake-pedal application, or the presence of a key in the ignition. In such circumstances, a vehicle may exhibit inadvertent movement (more…)

What To Do If Involved in Uber or Lyft Accident

What To Do If Involved in Uber or Lyft Accident

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What to do if in an accident.

The convenience of using an App on your smartphone to call for a taxi ride with companies like Uber and Lyft has increased the number of individuals opting to use these ride-sharing car services.  There is a difference between a traditional Taxi Company insurance policy and a Ridesharing insurance policy.

A traditional Taxi Company in most cases has liability insurance for its vehicles.  These policies vary in the amount of insurance coverage provided.  Some policies cover for injuries, medical expenses and other losses caused by an accident.  These insurance limits vary however depending on the Taxi Company.

Earlier this year, the New Jersey Legislature passed a law entitled the Transportation Network Company Safety and Regulatory Act which governs ridesharing car services like Uber and Lyft.    In many ways but not all, you are provided better insurance in a ridesharing car service that is complying with the new ridesharing law. (more…)

Sixty-one children are hit by automobiles every day in the United States

Sixty-one children are hit by automobiles every day in the United States

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Children hit by automobiles statistics.

Many local schools will be open next week. According to a study by the Safe Kids, sixty-one children are hit by automobiles every day in the United States most often during the hours before and after school.  It is not a coincidence that children being hit by automobiles peaks in September.  September is the first month of a new school year.

The Safe Kids organization has some tips for Parents and Children walking to school: (more…)

Uber Offers More Insurance Protection Except for The Driver

Uber Offers More Insurance Protection Except for The Driver

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Uber offers a change in insurance protection.

The New Jersey Legislature passed a law earlier this year which required that rideshare services like Uber provide automobile insurance as follows:

(1)   primary automobile liability insurance in the amount of at least $1,500,000 for death, bodily injury, and property damage;

(2)   primary automobile insurance for medical payments benefits in an amount of at least $10,000 per person per incident, which shall only apply to and provide coverage for the benefit of the transportation network company driver; and (more…)

What Are Your Options in NJ Auto Insurance?

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NJ Auto Insurance Options

When New Jersey drivers go to their local agent and/or go online to purchase car insurance, the options can be confusing and balancing the amount of coverage and options and paying for those options can often lead to poor decisions being made.  Many times a small increase in a insurance premium will provide much better coverage.  Let’s review some of those options.

The first decision that needs to be made is whether you want to select the “limitation on lawsuit” also known as the “verbal threshold”.  Selecting the “limitation on lawsuit” or “verbal threshold” will limit your right to sue another individual unless you have sustained a permanent injury based on objective evidence.  (more…)