The New Jersey Legislature passed a law earlier this year which required that rideshare services like Uber provide automobile insurance as follows:
(1) primary automobile liability insurance in the amount of at least $1,500,000 for death, bodily injury, and property damage;
(2) primary automobile insurance for medical payments benefits in an amount of at least $10,000 per person per incident, which shall only apply to and provide coverage for the benefit of the transportation network company driver; and (more…)
When New Jersey drivers go to their local agent and/or go online to purchase car insurance, the options can be confusing and balancing the amount of coverage and options and paying for those options can often lead to poor decisions being made. Many times a small increase in a insurance premium will provide much better coverage. Let’s review some of those options.
The first decision that needs to be made is whether you want to select the “limitation on lawsuit” also known as the “verbal threshold”. Selecting the “limitation on lawsuit” or “verbal threshold” will limit your right to sue another individual unless you have sustained a permanent injury based on objective evidence. (more…)
Police Chief Brian Manley of the Austin Texas Police Department put carbon monoxide detectors in his officers’ Police vehicles after some officers became sick. The Police Chief discovered that there were high levels of Carbon Monoxide which can be deadly in the vehicles. His decision to not use these vehicles sparked an investigation into Ford Explorers.
Ford Motor Company has recently announced that it is investigating incidents of carbon monoxide poisoning in Ford Explorer vehicles that are used by Police Department throughout the United States. (more…)
Three Appellate Court Judges in New Jersey reinstated cases against Hoffman-La Roche Inc. and Roche Laboratories Inc. stating that the drug maker’s warning on the adverse effects of the drug Accutane did not adequately warn that the acne drug caused inflammatory bowel disease. The drug companies did have a warning on the drug packaging which stated that Accutane was “associated” with inflammatory bowel disease but the Appellate Court held that the word “associated” wasn’t strong enough and the warning failed to warn that Accutane caused inflammatory bowel disease. (more…)
