What Are Your Options in NJ Auto Insurance?
NJ Auto Insurance Options
When New Jersey drivers go to their local agent and/or go online to purchase car insurance, the options can be confusing and balancing the amount of coverage and options and paying for those options can often lead to poor decisions being made. Many times a small increase in a insurance premium will provide much better coverage. Let’s review some of those options.
The first decision that needs to be made is whether you want to select the “limitation on lawsuit” also known as the “verbal threshold”. Selecting the “limitation on lawsuit” or “verbal threshold” will limit your right to sue another individual unless you have sustained a permanent injury based on objective evidence. (more…)